Privacy Policy

Last Modified: August 8, 2016

KBKG (also "we" and "our") is committed to protecting the privacy rights of users of its website located at http://www.kbkg.com (the "Site"). This Privacy Policy describes the information that we collect from you, how we collect this information, and what we do with it after we collect it.
By using the Site, or by providing your information to us or to our affiliates, you consent to the collection, use, and disclosure of your information in accordance with this Privacy Policy and our Terms and Conditions (available via a hyperlink at the bottom of the Site) (the "Terms"). IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, PLEASE DO NOT USE THE SITE IN ANY MANNER.  THIS PRIVACY POLICY DOES NOT GOVERN PRIVACY PRACTICES ASSOCIATED WITH ANY OFFLINE ACTIVITIES OR ACTIVITIES OCCURRING ON WEBSITES NOT UNDER KBKG’S CONTROL.

We reserve the right to change, modify, add, and/or remove portions of this Privacy Policy at any time, so please review it frequently. If we make material or significant changes to this Privacy Policy, we will notify you here, by email, or by means of a notice on the home page of our Site. By submitting any Personal Information to the Site, you are agreeing that KBKG may deliver all privacy and opt out notices to you electronically, including via email to the most recent email address you have provided to KBKG. By using the Site, you are also agreeing that KBKG may deliver all privacy and opt out notices to you via posting on the Site.

Your continued use of our Site will signify your acceptance of any changes to our Privacy Policy.

INFORMATION WE MAY COLLECT
We collect both Personal Information (as defined below) and anonymous information.  If you create an account, we will ask for some personal information, such as a valid email address and a password, which is used to help protect your account from unauthorized access. We may also collect additional personal information such as your name, physical address, phone number, credit card information, or financial and/or tax information when you create your account or make a purchase for any access including, but not limited to, one (1) hour access, twenty-four (24) hour access, or an annual subscription for use of the Site’s tools. All such information is collectively referred to herein as "Personal Information." KBKG may also collect non-personally-identifiable information during your visit to the Site. Examples of non-personally-identifiable information may include your Internet access provider, your computer’s Internet protocol (IP) address, information regarding your user profile, your browser and operating system, the date and time of your visit, the pages you visit, the address of any site you linked from, and aggregate, statistical data such as usage, traffic patterns and user demographics based on your use of the Site.

HOW WE USE YOUR INFORMATION
We may use the information we collect from you to: fulfill your requests for products and services, facilitate your use of the Site, offer products and services that may be of interest to you, manage your account and your preferences, communicate with you about your account or changes to the Site, the Terms or this Privacy Policy, respond to your questions, customize your experience, analyze use of and improve our Site, identify and protect against fraudulent transactions and other misuses of our Site, and enforce our Terms. KBKG may collect Personal Information to, among other things, add you to its database, send you KBKG updates and newsletters, and provide you with the information and/or services that you have requested through the Site. By providing such Personal Information, you agree to such uses. KBKG retains such Personal Information only for as long as is necessary depending on the reason for your submission of such Personal Information, and collects no more Personal Information than is reasonably necessary to provide you with the services for which such Personal Information is collected. Such Personal Information, including, but not limited to financial and/or tax information, will be retained by us while your account and/or tools and calculators on our Site are used by you.

DISCLOSURE OF INFORMATION
We may share aggregated, non-personally identifiable information about you with third parties, including selling such aggregated non-personally identifiable data and the results of analytics regarding same to third parties. This information is anonymous, statistical information that e.g. reflects usage of the Site and does not include your Personal Information. We may use your email address to send messages relating to our company or products, from which you will have the ability to opt-out.

We will not share your Personal Information with others, except as indicated below.

  1. We may share Personal Information with service providers, such as credit-card processors, fulfillment partners, data management providers, promotional managers, remarketers, or other similar outside contractors, auditors, consultants or other partners hired by KBKG to perform e.g. financial or operational services on our behalf or analysis of the Site’s performance, but only as needed to provide the services they are providing to us and in a manner consistent with this Privacy Policy.  KBKG informs these service providers about safeguarding Personal Information;
  2. We may need to disclose your Personal Information without your consent and without notice to you in response to legal process; to prevent fraud; to comply with legal or regulatory requirements; to enforce our Terms; to investigate claims of intellectual property infringement, to protect the rights, property or safety of our users, our employees, or others; or to investigate security breaches or otherwise cooperate with authorities pursuant to a legal matter.
  3. We may disclose your Personal Information in connection with a merger, acquisition, or liquidation of our company or sale of certain assets, to any third party involved in such transactions, including those who may be located outside the United States, and in connection with business negotiations with respect to any such transactions.

COOKIES, CLEAR GIFs, AND USAGE DATA
Like most Sites, we track use of the Site so we can analyze usage patterns and improve our service. The technologies we use to monitor site activity may include cookies and clear GIFs, among others. A cookie is a small text file that is stored on a user’s computer for record keeping purposes. Through the use of a cookie, we may automatically collect information about your activity on the Site, such as the pages you visit, the links you click, and the searches you conduct.  KBKG may use "session cookies", which terminate when a user closes his or her browser, and/or "persistent cookies", which remain on the user’s computer until manually deleted. When you sign in to your account we may record your user ID and the name on your account in the cookie file on your computer. We also may record your password in this cookie file, if you indicated that you would like your password saved for automatic sign-in. For security purposes, we will encrypt any usernames, passwords, and other user member account-related data that we store in such cookies. We may allow third-party providers to serve cookies from the Site to allow them to assist us in various activities, such as analysis and research on the effectiveness of the Site, content and advertising. Any information that these third parties collect via cookies and web beacons is not linked to any personal information collected by us.

You may delete or decline browser cookies by changing your browser settings. (Click "Help" in the toolbar of most browsers for instructions.) If you do so, some of the features of the Site may not function properly.

Clear GIFs (a.k.a. action tags, web bugs, single pixel gifs, beacons, or tags) are small graphic images placed on a web page, web-based document, or in an email message. Clear GIFs are invisible to the user because they are typically very small (only 1-by-1 pixel) and the same color as the background of the web page, document or email message. We do not use clear GIFs to collect Personal Information about you. However, we may use clear GIFs to capture statistical usage information for our Site or Services. We may correlate this information to a user to personalize the user experience and for statistical analysis of user experiences on our Site. In addition, KBKG may use action tags in emails. This allows KBKG to gauge the effectiveness of certain communications by showing, for example, how many emails have been opened.

We also maintain log files that contain IP addresses, browser type, operating system, ISP, date/time stamps, and referring pages. An IP address is a number that is assigned to your computer when you use the Internet. In general, we use log files to monitor traffic on our Site, ensure the validity of user requests, to troubleshoot technical problems, and to report aggregate information and trends to potential advertisers. In the event of user abuse of our Site, however, we may block certain IP addresses or console IDs. If available, IP addresses and console IDs may be used to personally identify you in order to enforce our Terms.

SECURITY
We take the safeguarding of your Personal Information seriously. We employ reasonable security measures to prevent or reduce the risk of disclosure of such Personal Information. Any sensitive, Personal Information, such as credit card numbers, will be encrypted with Secure Socket Layer (SSL). While on a secure page, such as our order form, the lock icon in the address bar of your internet browser becomes locked, as opposed to un-locked, or open, when you are just ‘surfing’. While we strive to ensure the safety and security of your Personal Information, no security measures are perfect or impenetrable. Due to the nature of the Internet, computer networks, systems and other factors, no transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under the control of KBKG to intercept or access transmissions or private communications unlawfully, regardless of KBKG’s best intentions. As such, KBKG cannot ensure or warrant the security of any Personal Information or other information you transmit to KBKG. To protect the confidentiality of your Personal Information, you must keep your password confidential and not disclose it to any other person.

THIRD PARTY SITES
The Site may contain advertising or links to web sites operated by third parties. The fact that our Site contains such links is not an endorsement or representation of our affiliation with that third party. By clicking on one of these links, you will leave the Site and will be subject to the privacy policy of the linked website. Because we cannot control the activities of third parties, we cannot accept responsibility for any use of your Personal Information by such third parties, and we cannot guarantee that they will adhere to the same privacy and security practices as we do. If you visit a third party website that is linked to our Site, you should consult that website’s privacy policy before providing any personal information.

WEB LOGOS AND OTHER FORUMS
The Site may offer web logs, web postings, bulletin boards, chat rooms, newsgroups or other forums which permit users to interact online. Any Personal Information or other information you transmit or post online in such forums will be made public and KBKG cannot control nor is it responsible for the use any third party may make of such Personal Information or other information.

REMARKETING
We may use a third party technology to remarket our Site or products based on your behavior while using this Site. Note that only non-personally identifiable information is used in this process. This means that depending which pages you visit on this Site, your browser can become part of an audience, thus be exposed to our ads though third-party ad networks (including, but not limited to, Google) across the Internet. You can opt out of being included in remarketing by visiting the Network Advertising Initiative opt-out page.

MINORS
We do not knowingly or intentionally collect any Personal Information from anyone under the age of 18. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us support@kbkg.com. If we become aware that a child under 18 has provided us with Personal Information, we will delete such Personal Information.

BUSINESS TRANSITIONS
In the event KBKG goes through a business transition, such as a merger, acquisition by another company, or sale of a portion of its assets, your information, including your Personal Information will, in most instances, be part of the assets transferred.

INTERNATIONAL DATA TRANSFERS
The Site is operated and maintained within the United States. If you are visiting the Site from outside of the United States, you should be aware that your data will be transferred to and processed under the laws of the United States, which may not have the same data protection laws as the country in which you are located. By visiting the Site, you consent to the processing and transfer of your data as set out in this Privacy Policy in the United States and subject to the laws of the United States. If you do not consent to having your information and Personal Information used in accordance with this Privacy Policy, you may not access the Site.

MODIFYING YOUR INFORMATION
You may log in to your account at any time to modify the Personal Information and other information you provided when you created it. For security purposes, however, the first and last name on an account cannot be changed once it has been created. You may unsubscribe from any emails using the link provided in the email. If you request that your account be deleted, we may still maintain Personal Information and/or other information about any transactions or campaigns in which you participated.

LIMITATION OF LIABILITY
YOU UNDERSTAND AND AGREE THAT ANY DISPUTE OVER PRIVACY IS SUBJECT TO THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY AND KBKG’S SITE’S TERMS (INCLUDING ANY LIMITATIONS ON DAMAGES CONTAINED THEREIN).

CONTACT
You may request details of Personal Information which we hold about you. California Civil Code Section 1798.83 entitles California customers to request information concerning whether a business has disclosed Personal Information to any third parties for the third parties’ direct marketing purposes. As stated in this Privacy Policy, KBKG will not sell or share your Personal Information with non-KBKG companies for their direct marketing purposes without your consent. California customers who wish to request further information about our compliance with this law or any customers who want to communicate with us and/or have questions or concerns about our privacy practices or comments about this Privacy Policy, may contact us at info@kbkg.com or write to us at KBKG at 790 E Colorado Blvd, Suite 660, Pasadena, California  91101.